No Bake Banana �clair Cake

1 (3.4 oz) Package vanilla instant pudding
1 1/2 Cups cold milk
15 Graham crackers, broken crosswise in half (30 squares), divided
1 (8 oz) Tub cool whip, thawed, divided
3 Bananas, sliced
2 Ounces semi-sweet chocolate

Beat pudding mix and milk in large bowl with whisk for 2 minutes. Let stand 5 minutes.
Cover bottom of 8" square pan with 10 graham squares, overlapping as needed to form even layer.
Stir 2 1/2 cups cool whip into pudding. Spread half over graham squares in pan; cover with layers of half each of the bananas and remaining graham squares. Repeat layers of pudding mixture, bananas and graham squares. Refrigerate 3 hours.
Microwave remaining cool whip with chocolate in microwaveable bowl on HIGH 1 minute or until chocolate is completely melted and mixture is well blended when stirred; spread over dessert. Refrigerate 15 minutes.