Mix sweetened condensed milk with milk. Add pudding mix and beat well. Chill in refrigerator for 5 minutes. Fold in thawed Cool Whip. Spoon 1 cup of pudding in bottom of serving dish. Top with 1/3 of each of the bananas, wafers and pudding. Repeat layering twice, ending with pudding. Top with vanilla wafers. Chill thoroughly and keep refrigerated.
03/25/06 * * * * VERY rich!